Cheap Car Insurance in Rockford, IL

Rockford is known to be one of the cities that you can find in the Northern side of Illinois. This is the largest city that is outside the area of Chicago. When it was first started, it became popular because of the various opportunities for industrial development. Now that it has been years since it was founded, it has managed to become a thriving city with a lot of opportunities for people. This explains why there are a lot of people who live in the area.

It follows that since there are a lot of people within the area, people would need to use their cars to drive from one location to another. They would still need to have cheap car insurance in Rockford, Illinois so that they can drive safely from one location to another. Looking for the right car insurance can be overwhelming but as long as you know what you are looking for, it will not be too hard.

Rockford Car Insurance Information

Who does not want to find cheap car insurance in Rockford, Il? Everyone would like to have the right car insurance. To do that, it is best to know various details about it. The car insurance average in Illinois is cheaper as compared to the rest of the United States. This is the reason why some people prefer living this city.

There are some people who are able to save more money on car insurance when they bundle their chosen car insurance with their other insurance policies. For example, you may bundle it with your home insurance or your commercial insurance. You can ask your car insurance agent for more details. The lower that your car insurance fees are, the better. Just remember to choose one that will still provide the right coverage.

CHEAPEST CAR INSURANCE COMPANIES IN Rockford

There are different car insurance companies that will offer insurance packages to people who own cars in Rockford. You want to find cheap car insurance in Rockford and different car insurance companies will also have varying prices to provide for you. Check the coverage that each car insurance policy can provide so that you can be sure that you are making the best choice.

The car insurance companies that are mentioned above are those that can provide the cheapest annual rates for people in Rockford. There may still be other car insurance companies but expect that their rates are going to get higher.

Rate Car Insurance Company Annual Insurance Rate
1 Progressive $732
2 All State $948
3 Nationwide $1,224
4 Travelers $1,296
5 American Family $1,860

Rockford Car Insurance Rate by Zip Code

Car insurance rates will always differ from one area to another. Those who are living in Rockford would need different rates and the area where they live is one of the things that will be considered by different car insurance companies. You can refer to the table below to know how much your possible insurance rate will be depending on your area.

Do remember that the time when you are going to get car insurance will also play a huge role on the amount that you have to pay. It will help if you could look for an agent that will help you get the cheapest car insurance in Rockford soon. It will make a lot of difference because you will be informed on the things you can do to lessen your rates more.

Zip Code Average Car Insurance Rates Highest Rate Lowest Rate
61016 $1,076 $1,596 $616
61102 $1,141 $1,580 $616
61101 $1,163 $1,665 $616
61112 $1,130 $1,613 $616
61109 $1,098 $1,596 $616
61107 $1,084 $1,581 $616
61103 $1,164 $1,733 $616
61108 $1,108 $1,613 $616

Rockford CAR INSURANCE RATES BY AGE

Age Insurance Rate for Males Average Insurance Rates Insurance Rate for Females
20s $2,798 $2,566 $2,334
30s $1,141 $1,138 $1,134
40s $1,018 $1,024 $1,029
50s $986 $981 $976
60s $948 $931 $914
70s $1084 $1,051 $1,018

Your age is going to be a huge factor in the potential car insurance rate that you will get. Car insurance in Rockford can be tricky sometimes because there are so many things that would need to be considered. Your age is something that you cannot control but do not worry, even if you have to pay a lot of money when you are below 25 years old, your car insurance rates will become lower the moment that you reach the age of 30.

By the time that you are in your 70s, your car insurance rates will probably increase because your reflexes will not be as good as they used to be. Do not worry though because your good driving record will still help you maintain the low rates of your car insurance.

MINIMUM CAR INSURANCE REQUIREMENT IN Rockford

Required Coverage Minimum Amount Needed
Property Damage Liability $20,000 per accident
Bodily Injury Liability $50,000 per accident/$25,000 per person

Can you imagine if you would get car insurance for yourself only to realize that you are not following the minimum requirements for your state? You need to know what the minimum coverage is so that you can be properly protected. This is not only for your vehicle but also for yourself and the people that may also get involved in accidents in Rockford.

You are still recommended to get a higher coverage than the minimum amount. This will give you peace of mind knowing that you will always be protected properly. Whereas when you only get the minimum amount, the time may come when you still need to pay more from your own pocket because the coverage that you got is not enough.

Top car insurance agents in Rockford

You have heard so many details regarding the car insurance in Rockford that you can get. How will you acquire cheap car insurance? Get the help of the different car insurance agents that you can find within the area. There are many agents that are available but some will be more reliable than others.

King Insurance Agency

6785 Weaver Rd. Suite 2D, Rockford, IL 61114

815 397 2446 www.kingins.net

Xpert Auto Insurance Rockford

1030 South Main Street Rockford, IL 61102

815-964-0901 www.illinoisvehicle.com

Sreenan Insurance Agency

815.398.3320 www.sreenaninsurance.com

Brian Boyer

5192 Harrison Avenue Rockford, IL 61108-8097

815 397 2221 www.brianboyerinsurance.com

Broadmoor Agency Inc.

3923 East State St, Rockford, IL 61108

815-965-6700 www.broadmooragency.com

Jim Felts

4415 Harrison Ave, Unit B Rockford, IL 61108

(815) 397-6050 https://agents.allstate.com/jim-felts-rockford-il.html

Jim Kelly

3318 N Main Street Rockford, IL 61103

(847) 367-1234 https://agency.nationwide.com/jim-kelly-in-rockford-il

Rockford IL DEMOGRAPHY

About Rockford

You can ask people what they know about Rockford and they would probably provide you with some interesting information. A lot of people know that Rockford is the area wherein there are a lot of furniture shops available. There are quality furniture pieces that can be purchased here which explains why some people travel to this area for this purpose alone. Another fact is people are familiar with Rockford because of Mrs. Fisher’s Potato Chips. This is just one of the snacks that people love to consume during their spare time. The Rockford Peaches also became more famous when they appeared on film back in 1992. This city, also called “The Forest City” is truly picturesque and it is worth visiting for those who would like to see things that they are not normally exposed to.
  • Population 147, 651
  • Land Area 55,593 sq mi (143,969 km2)
  • Population Density 2276.20 people/mi2
  • Longitude 89.0940° W
  • Latitude 42.2711° N
  • Area code 779